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Planting calendar for ZIP 32408 (Panama City, FL)

When to plant vegetables in Panama City, FL (USDA hardiness zone 9b). Typical last spring frost around Feb 7, 2026 23 days year to year), first fall frost around Dec 24, 202624 days).

Playing it safe? Spring frost holds off until about Mar 8, 2026 in roughly 9 years out of 10 — a good target for tender crops like tomatoes and peppers.

See the full Panama City, FL planting calendar for dates typical of the whole city.

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Month by month in Panama City, FL

January

February

March

September

October

November

December

Understand your frost dates

Frost dates for ZIP 32408: NOAA 1991-2020 normals (USW00003882 PANAMA CITY BAY CO AP, FL US). Your exact dates depend on your address and microclimate. Schedules are guidance, not guarantees.